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Gemach Chasdei Yosef

Debt negotiation and interest rate reduction

13 Ponderosa Drive Lakewood, NJ 08701

Gemach Chasdei Yosef helps individuals buried in credit card debt by leveraging relationships with major US banks to negotiate lower interest rates and secure repayment plans over 36-60 months. They offer free or reduced-fee services depending on client circumstances, plus free financial planning and budgeting guidance. Frum/Jewish link, from its own site: “founded in loving memory of Maran Chacham Ovadia Yosef zt"l”.

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Contact source checked 2026-11-11

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Founded in memory of Chacham Ovadia Yosef; rabbinical references available on their website

Address/area as listed on the organization's website, checked 2026-11-11

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