Compare travel insurance before choosing an agent
Decide what loss you want covered, then compare the actual policy wording. The agent’s recommendation is the beginning of the conversation.
Find servicesUseful links
More details
Are travel agents on this site verified or ranked?
No. Confirm each agent’s licensing, affiliation and the policies they offer directly.
Can the website say which policy is best?
It can help organize the comparison. A suitable policy depends on your situation and the current policy terms.
Before you call
- Travel dates and destinations
- Ages and residency of travelers
- Prepaid costs and cancellation terms
- Existing coverage to compare
Full guide
List the risks and trip details
Prepare the destination, dates, ages, total prepaid cost, activities, and the types of protection you are considering. Discuss relevant health circumstances privately with the licensed professional.
Read the wording behind the summary
Ask for the insurer, policy document, limits, deductibles, eligibility rules, exclusions, purchase deadlines, and claims process. Ask specifically how current conditions at the destination affect the cover.
Keep the evidence
Save the policy, declarations, application answers, payment receipt, and assistance number. Ask how to obtain approval when required and what records would be needed for a claim.